French Banking Federation and CNCCFP Launch Guide for 2026 Municipal Election Campaign Financing

As the 2026 French municipal elections approach, scheduled for March 15 and 22, the French Banking Federation (FBF) and the National Commission on Campaign Accounts and Political Financing (CNCCFP) have issued a comprehensive guide to support candidates in managing banking and financing aspects of their campaigns. Since September 1, 2025, candidates must open a unique bank account dedicated to their campaign financing and are eligible to apply for loans based on their repayment capacity. The FBF emphasizes providing clear and accessible information to candidates to improve their understanding of banking services related to election campaigns.

The guide outlines banking procedures and the roles of banks in campaign operations, adhering to European and national legal frameworks on client knowledge and risk policies. The Bank of France is prepared to facilitate account access if candidates encounter difficulties. Meanwhile, the CNCCFP plays a central role in monitoring campaign accounts and addressing any challenges candidates face.

By collaborating closely, the FBF, CNCCFP, and banks aim to streamline opening and managing campaign accounts. They also highlight legal provisions ensuring secure and compliant operations through candidates’ representatives during the campaign preparation phase. This joint effort seeks to enhance transparency and efficiency within the electoral process, with plans to distribute the guide widely—including at the upcoming mayors' congress—to clarify campaign financial procedures.

This initiative underscores the commitment of France’s banking sector and electoral authorities to support municipal election candidates in complying with regulations and fostering transparency.